Capital Markets Analyst

Basic Function: 

• A Senior Underwriter with 3-5 years of mortgage lending experience to support Managing Director and help structure deals.  The Senior Underwriter will provide extraordinary service to external lenders and clients by producing detailed, orderly presentations of data, facts, and figures, but also potentially handle a book of business independently.

Main Responsibilities:

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests and analyze financial data
• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
• Prepares files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
• Answers client calls to discuss various loan products and qualification information
• Makes sales calls on potential or existing clients as established in plan to develop new business or retain existing business
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

Requirements

• Must have mortgage experience
• Must have deal side experience and have worked on structuring deals
• 3-5 plus years of experience which must include mortgage experience or lending experience

Education and Experience: 

• Minimum 3 years of experience in a financial analysis environment in the commercial real estate finance industry, with specific experience in the multifamily sector.
• Specific experience with agency financing preferred (Fannie Mae, Freddie Mac).
• Bachelor’s degree in Real Estate, Finance, Accounting or related discipline or an equivalent combination of education and experience from which comparable knowledge and skills may be acquired.
• Excellent organizational, interpersonal, quantitative, writing and communication skills; able to interface with top level executives.
• Strong computer skills with an advanced working knowledge of Excel, Argus and Word.
• Self-motivated, team-oriented and strong time management skills to prioritize deadlines.
• Strong research, analytical and problem-solving skills.